Terms and Conditions

Last Updated: February 13, 2026

Acceptance of Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and SubDupes ("we," "us," or "our"), concerning your access to and use of the SubDupes application and website.

By accessing the Site, you agree that you have read, understood, and agreed to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using the Site.

Description of Service

SubDupes is a subscription management platform that helps users track, manage, and optimize their recurring expenses. The service provides features such as:

Manual Entry

Manual subscription entry

Smart Extraction

Extraction of subscription data from uploaded bank statements and forwarded emails

User Representations

By using the Site, you represent and warrant that:

  • All registration information you submit will be true, accurate, current, and complete.
  • You have the legal capacity and agree to comply with these Terms and Conditions.
  • You are the owner or authorized user of any financial statements or email accounts you upload or connect to the Service.
  • You will not use the Site for any illegal or unauthorized purpose.

Financial Data Security

No Banking Credentials

We do not ask for or store your online banking username or password. We only process the files (PDFs/Images) you upload or the emails you forward.

Accuracy Disclaimer

Accuracy

While we strive for high accuracy with our OCR and AI technology, we cannot guarantee 100% accuracy in detecting all subscriptions or calculating exact amounts. You are responsible for verifying the data presented in your dashboard.

Not Financial Advice

SubDupes provides information and organizational tools. We are not a financial advisor, bank, or tax professional. The “Insights” and “Savings” figures are estimates for informational purposes only.

User Data and Content

Uploaded Content

You retain ownership of any data (e.g., bank statements) you upload. By uploading, you grant us a license to process this data solely for the purpose of providing the Service to you.

Prohibited Content

You may not upload content that is illegal, offensive, or contains viruses or malware.

Payment and Subscription

  • Billing: Some features of SubDupes may be paid. If you subscribe to a paid plan (“PRO”), you agree to pay the fees indicated.
  • Payment Processing: We use third-party payment processors (Stripe). We do not store your credit card information.
  • Cancellation: You may cancel your SubDupes subscription at any time via your account settings. Access to paid features will continue until the end of your billing period.

Email Forwarding Security

If you use our email forwarding feature:

  • You agree to only forward emails from accounts you own.
  • You acknowledge that forwarding emails involves sharing the content of those emails with us for processing.

Limitation of Liability

In no event will we be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Site, even if we have been advised of the possibility of such damages.

Specific Disclaimer: We are not liable for any overdraft fees, missed payments, or financial losses resulting from your reliance on the SubDupes dashboard. It is your responsibility to ensure your actual bills are paid on time.

Indemnification & Modifications

Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of:

  • Your User Data
  • Use of the Site
  • Breach of these Terms

Modifications

We may update these Terms from time to time. The updated version will be indicated by an updated revision date.

Contact Us

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at: support@subdupes.com